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Posh Lending®

Financing Your Real Estate Investments

Purchase & Refinance

Posh Lending is a nationwide direct portfolio lender that offers a variety of real estate investment property loans, including:


  • Fix and flip loans: Loans for the purchase and renovation of investment properties.
  • Construction loans: Loans for the construction of new investment properties.
  • Bridge loans: Loans to bridge the gap between the purchase of an investment property and the sale of another property.
  • Acquisition loans: Loans to purchase investment properties.
  • FORECLOSURE Bailouts
  • Loans that finance the purchase, renovation, refinance, rent, and repeat of an investment property.
  • Hard money loans: Loans that are secured by real estate and do not require a credit score or income verification.
  • Business Loans for Entrepreneurs. 


Call Us Now

Loan Products & Programs

We Fund loan amounts of $100,000 to $75,000,000 Nationwide.

We offer flexible loan terms and loans 

without a prepayment penalty. 

Challenged credit?  No problem.  **We can lend with no credit check. **case by case basis**

Stated Income / No Doc

No Tax Returns are required. 

No Ratio

DSCR and NO DSCR Loan Program!

We can finance 100% of your rehab 

and construction costs and only pay

interest on drawn funds, 

designed to help you manage your cash flow and make a huge difference in your bottom-line profitability.  

 
Posh Lending offers flexible loan terms and loans without a prepayment penalty. We also offer credit repair services.  To qualify for a Posh Lending loan, you must be a real estate investor with a good credit score. The minimum credit score requirement varies depending on the loan program.  The interest rates and fees for Posh Lending loans are competitive. We offer a variety of loan programs to fit the needs of different investors.

  • Flexible loan terms
  • Loans without a prepayment penalty
  • Competitive interest rates and fees
  • Fast turnaround times

If you are a real estate investor who is looking for a flexible and fast loan, Posh Lending is a good option to consider. 

20+ Years of Mortgage Lending Experience

As we know, no two loan borrowers have the same financing needs and each have their own unique financing scenario that don’t quite fit into one box.  We have lending options for each of our clients borrowing needs. 

We lend in 45 states.

Commercial and Investment Property 5+ units  (Business Purpose)
Private Money 

Contact Us

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Call | Text 949-357-0101

Newport Beach, California, United States

Hours

Monday - Friday: 8am - 6pm PST

Saturday: By appointment only

Sunday: Closed*

downloadable forms

Residential and Commercial Loan Application - 1003

Borrower Authorization Form

Personal Financial Statement  - PFS

Loan Scenario Form

New Construction Property Loan App

Loan App 1003(Letter) (PDF)

Download

PL Borrower Authorization(Letter) (PDF)

Download

PFS - form (pdf)

Download

Loan Scenario form (pdf)

Download

New Construction Property App (pdf)

Download

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